Subsidy of housing : If you want to fulfill the desired dream of having your own home, one of the possibilities you have is to opt for the loans to buy a home that the Banco Bilbao Vizcaya Argentaria, better known as BBVA, makes available to customers, which offer benefits and are adjusted to the needs you require, if you decide to opt for the loans to buy a home from this financial institution you can have the opportunity to choose the payment and amortization system that adjusts to your monthly income, that gives you the advantage of being able to cancel without putting at risk your finances and in this way you can meet daily obligations without being so forced.
✅ Learn about the benefits that the loan to buy a home offered by BBVA can offer you Subsidy of housing 🙂
There are many benefits that you can have if you decide to apply for a loan to buy a home in this financial institution, among these we can mention the following:
The first is that you can have a good financing system with which you can buy the home that fits not only your needs but also the amount of monthly income you have.
If the people who are part of the family group receive monthly income, you can consolidate your family’s income and expand the amount of credit you need to buy your dream home
🤑 The financial institution can evaluate the amount of income you have and based on it, educe the income tax base 🤓
Another of the biggest benefits that BBVA has is that it offers you the possibility of accessing coverage benefit plans at the interest rate available in the subsidy plans provided by the state, what you have to do is analyze which one is the coverage that may apply in your case
The installments to be canceled are automatically debited from the savings account that you have, that is why it is recommended that you always have a positive balance, this amount of money must be the exact installment that you must pay to the bank for the credit
You can also cancel the installment from another bank account through PSE payments in case you do not have the amount of the installment that you must pay in your savings account.
💥 Look at the characteristics of the home purchase loans offered Subsidy of housing 🔥
It is important that you bear in mind that BBVA manages amounts as a minimum amount for the purchase of the home, 50 current legal minimum wages and a maximum of 135 current legal minimum wages.
The financing system that you can have reaches a coverage of up to 80% of the cost of the home
The payment term you have is from 5 to 30 years for you to cancel the entire credit
The payment you will make of the first installment of the credit will not exceed 30% of the income you have monthly
It offers you repayment plans of up to 12 installments per year.