Subsidy of housing : In general, people who want to opt for a mortgage loan for the purchase of a house do not know how to take the first step, as we know that the acquisition of a house is one of the main goals for people who do not own it, here we will give you in 10 steps the reference for you to start with the paperwork.

First step: start by selecting the bank in which you will apply for the credit, when you have already chosen it, you only have to request all the information you need.

Second step: another of the fundamental aspects is to know what type of credit you should request, since there are credits to buy a used house VIS and not VIS

🤓 Third step: in this step all the mortgage loan processing begins, for this you must make the ✅

application for the form and you must continue with the collection of the requirements that the financial institution demands of you once you have them all you just have to enter them and wait for that the financial institution makes the call to the assigned persons

Fourth step: analyze well the type of mortgage credit you require in this step, keep in mind that the credits that financial institutions assign credits depending on the priorities of the beneficiaries, in this case if your choice is to buy a VIS home, the allocation of the amount will be between approximately 80% and non-VIS will be approximately 70%

Interesting Reading: 🙂 Dare to know the difference between a mortgage loan to buy a home and a housing lease 🥇

Fifth step: choosing the home you plan to purchase is essential, it must be adapted not only to your needs but also to your ability to pay for the installments.

🔥 Sixth step: To apply for a home loan, it is essential to have the following documents for the assignment: 🤑

o The possible beneficiary must have the credit approval letter which will be issued by the bank that is granting the financing

o The beneficiary must fill out the housing loan form which will be provided by the bank in which the procedure will be carried out.

o The certificate of tradition or freedom of the home to be acquired, this must be in force and not exceed 30 days as a maximum limit.

o The receipt of payment or appraisal which should not exceed a limit of no more than 6 months

o The promise of sale of the property

o The bulletin of the so-called nomenclature

Seventh step: once you have all the documentation, the bank will proceed to cancel the title study for its legalization, for which it will have the assistance of a lawyer, for such purposes.